Listing provided courtesy of Baird & Warner Fox Valley - GenevaMREDMLS# 12668594MLS Provider
  • 12 days on site
  • 2 views

Discover Where Historic Character Meets Modern Luxury Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character. Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining. The mature trees provide natural shade and character. Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4) spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room. Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season. Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space. A walk-in pantry provides serious storage. Leather Granite counters, 42 upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional. Bedrooms & Baths: First-floor master suite with full ensuite bath. The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility. Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization. Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new. The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.

Source: MRED, MLS#: 12668594

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  • Property Type
    Residential
  • Lot
    0.41 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 1045 N 5th Avenue


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/23/2026Source: MRED Status Change
Active
6/17/2026Source: MRED Added to Database
June 17, 2026