401 S 3rd Street | MLS #736570

This adorable two-bedroom, one-bathroom home features a bright, open floor plan with thoughtful updates throughout, creating a comfortable and functional living space. The inviting layout allows seamless flow between the living, dining, and kitchen areas, enhancing the home’s open and welcoming feel. With its manageable size and appealing updates, this property is ideal for first-time home buyers, investors seeking a solid rental, or buyers considering USDA financing. Located just steps from the Polk City square and centrally situated near Big Creek and Saylorville Lake, this home offers plenty of dining, shopping, and outdoor activities to enjoy. Charming, cozy, and full of character, it lets you embrace small-town living while keeping downtown Des Moines just a short drive away! Don’t miss the opportunity to make this wonderful property your own!

Source: Des Moines Area, MLS#: 736570

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Property Type

Residential
Lot

0.12 acres

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Owning this Home

Estimated Monthly Cost

Price

Down Payment

$ %

Loan Length (years)

Interest Rate

* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 401 S 3rd Street

Schools

School data courtesy of LiveBy, Inc.

Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date	Event	Value
6/16/2026Source: Des Moines Area	Price Reduction	$139,900 -6.7%
5/15/2026Source: Des Moines Area	Price Reduction	$149,900 -6.3%
4/13/2026Source: Des Moines Area	Price Reduction	$160,000 -3.0%
3/20/2026Source: Des Moines Area	Added to Database	March 20, 2026

Listing provided courtesy of Realty ONE Group Impact- MLS# 736570

Contact Information: (515) 669-5658