313 E 12th Street | MLS #260634

Welcome to 313 East 12th Street! Tucked into a quiet, established Spencer neighborhood one block from Spencer Hospital, this home offers the perfect blend of small-town comfort and everyday convenience. Whether you're looking to buy your first home, downsizing, or seeking a fantastic investment opportunity, this property is a must-see. Step inside to find a warm, inviting layout boasting great natural light and plenty of character. The spacious living areas are perfect for relaxing or entertaining, while the cozy kitchen offers a functional space ready for your culinary touches. A generous yard offers plenty of space for weekend BBQ's, gardening, or letting the kids and pets play.

Source: Iowa Great Lakes MLS, MLS#: 260634

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Property Type

Residential
Lot

0.28 acres

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Owning this Home

Estimated Monthly Cost

Price

Down Payment

$ %

Loan Length (years)

Interest Rate

* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 313 E 12th Street

Schools

School data courtesy of LiveBy, Inc.

Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date	Event	Value	Agent
6/14/2026Source: Iowa Great Lakes MLS	Status Change	Active Contingent-CTS
6/13/2026Source: Iowa Great Lakes MLS	Added to Database	June 13, 2026

Listing provided courtesy of Bates Realty, LLC- MLS# 260634